Brothers and Sisters, Colleagues and Friends`

Your Board of Directors joins with you in this joyous season of peace and goodwill and sends greetings to all members and friends. This is the season when we reflect with gratitude and reverence on the great event that was the birth of Jesus Christ, always remembering that HIS birth brought hope and the opportunity for a better life here on earth and in the hereafter. This is why the Christmas season is so full of joy and celebration and thanksgiving to the Father who sent Him.

As we celebrate this year’s Christmas season let us be Christ-like in our actions and in our interactions with other. Make this year’s Christmas a time to be joyous during the festivities and let us share the gift of love and best wishes. By such acts we will be showing gratitude and appreciation for the good we have received from His coming. It is my hope that the goodwill and love that is so obvious at Christmas time will be carried over into the New Year to influence our dealings one with another and extend even into our business transactions.

SVGTCCU acknowledges that Christmas is no ordinary celebration and as usual, we have opted to have our special activity organized especially to show appreciation to our members, employees and volunteers for their loyalty and continued commitment throughout the year. On December 18, we held our Annual Appreciation day at all branches throughout the country: our branches in Kingstown and Barrouallie on mainland St. Vincent and the branches in the Grenadines islands of Bequia, Canouan and Union island. We were delighted to have the opportunity for our credit union family to celebrate with us on that day.

We also recognize that our members, families and their friends would appreciate the opportunity to join in the festivities and to mark this occasion in many special ways. To this end, our loan packages were designed specifically with you in mind. I urge you to visit the branch most convenient to you and access the package, the content of which will be most beneficial to you .For the season we offer:

* A Christmas loan package at a special rate.

* A lowered mortgage rates since the onset of the season and;

* A revolving loan applicable to a variety of needs.

Your Board of Directors is conscious of your dedication and support in the past and at present and look forward to the same in the future. We are very mindful of your importance to the sustained growth of our Credit Union and continue to seek out ways of improving our services and products so that your lives and the state of the nation can be improved.

We wish each one of you a very merry and enjoyable Christmas surrounded by your precious family and many blessings for the coming year. May peace, love, prosperity longevity with good health follow every one of you, our members, and the nation of St. Vincent & the Grenadines always.

Miriam Roache
President of SVGTCCU Ltd.